Independent Truck Owner/Operators
OR
Contract Drivers


Occupational
Accident
Insurance
Protection
Occupational Accident Insurance Protection
Truckers Occupational Accident Insurance - Summary of Benefits
TRK 000910 4961
Benefit PLAN 1 PLAN 2 PLAN 2B PLAN 3 PLAN 3B
Occupational Accident Benefits
   Accidental Death Benefit
Principal Sum
Incurral Period
Deductible Amount



$50,000
365 Days
$0


$10,000
365 Days
$0


$10,000
365 Days
$0


$50,000
365 Days
$0


$50,000
365 Days
$0
  Survivor's Benefit
Principal Sum
Monthly Benefit Percentage
Monthly Benefit Amount (for 100 months)

$250,000

1%
$2,500

$240,000
1%
$2,400

$240,000
1%
$2,400

$250,000
1%
$2,500

$250,000
1%
$2,500
  Accidental Dismemberment & Paralysis Benefits
Principal Sum
Incurral Period
Deductible Amount

$250,000
365 Days
$0

$250,000
365 Days
$0

$250,000
365 Days
$0

$250,000
365 Days
$0

$250,000
365 Days
$0
  Temporary Total Disability
Commencement Period (Initial Disability)
Waiting Period
Participating Percentage
Maximum Weekly Benefit Amount
Maximum Benefit Period

30 Days

7 Days
66 2/3%
$300
52 Weeks

30 Days
7 Days
66 2/3%
$300
52 Weeks

30 Days
7 Days
66 2/3%
$300
52 Weeks

30 Days
7 Days
66 2/3%
$300
104 Weeks

30 Days
7 Days
66 2/3%
$300
104 Weeks
  Continuous Total Disability
Participation Percentage
Maximum Weekly Benefit Amount
Maximum Benefit Period

66 2/3%
$300
To Age 70

66 2/3%
$300
To Age 70

66 2/3%
$300
To Age 70

66 2/3%
$300
To Age 70

66 2/3%
$300
To Age 70
  Accident Medical Expense (Primary)
Commencement Period
Deductible Amount
Maximum Benefit Period
Maximum Benefit Amount
Dental Maximum: Per Tooth / Per Accident
N/A
30 Days
$100
52 Weeks
$300,000
$100 / $500

30 Days
$100
52 Weeks
$300,000
$100 / $500

30 Days
$100
52 Weeks
$500,000
$100 / $500

30 Days
$100
52 Weeks
$500,000
$100 / $500
Non-Occupational Accident Benefits
   Accidental Death Benefit
Principal Sum
Incurral Period
Deductible Amount
   

$15,000
365 Days
$0
   

$15,000
365 Days
$0
   Accidental Dismemberment Benefit
Principal Sum
Incurral Period
Deductible Amount
   
$15,000
365 Days
$0
 
$15,000
365 Days
$0
  Accident Medical Expense (Primary)
Commencement Period
Deductible Amount
Maximum Benefit Period
Maximum Benefit Amount
Dental Maximum: Per Tooth / Per Accident
   
30 Days

$0
52 Weeks
$10,000
$100 / $500
 
30 Days
$0
52 Weeks
$10,000
$100 / $500
Limits of Liability PLAN 1 PLAN 2 PLAN 2B PLAN 3  PLAN 3B
  Occupational Coverage
Combined Single Limit
Aggregate Limit of Liability
  Non-Occupational Coverage
Combined Single Limit
Aggregate Limit of Liability

$250,000
$500,000




$300,000
$600,000




$300,000
$600,000


$15,000
$30,000


$500,000
$1,000,000

 


$500,000
$1,000,000

$15,000
$30,000
Premium Rates PLAN 1 PLAN 2 PLAN 2B PLAN 3 PLAN 3B
  Monthly Premium (per person) $53.00 $114.00 $119.00 $135.00 $140.00
All plans provide the following services:

Travel Assistance Services (Fuel Station/Best Fuel Price Locator, Traffic Information, Truck Towing Referrals, ATM Locator, Restaurant Referrals, Hotel/Motel Finder, Local Entertainment Information)

Identify Theft Services (assist eligible persons who may be identity theft victims by ordering and reviewing credit bureau records and assist, in the Company's sole discretion, in restoring their identity)

Disclaimer
This Policy is not Offered as a Substitute for Legally Required Workers' Compensation Insurance. Pallay Insurance Agency and Chartis Recommend Consulting Your Attorney for Interpretation and Application of Local Workers' Compensation Laws.
GAS/DIESEL HAULERS: Click here for special plan/rates.

This plan will NOT cover the hauling of hazardous materials.
Click Here to Read Exclusions
Click Here to Enroll Online
Click Here to Print Our Brochure and Enrollment Form
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Contact Us

Pallay Insurance Agency
P.O. Box 727
Mokena, IL 60448
Phone:
888.549.8533
815.744.6505
708.478.7499
Fax:
800.428.9163
708.478.8430

Truckers Occupational Accident Insurance

 PALLAY INSURANCE AGENCY  

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